Choice Checking and Choice Money Market are available on personal bank accounts only, not available on business accounts.
1. To earn the published interest rate, in the first 90 days of account opening, there must be a total direct deposit of at least $1,000. Failure to set up a recurring direct deposit within 90 days of account opening will cause the account to revert to a non-interest earning account. Your account is set up to provide monthly E-Statements. A monthly $5.00 paper statement fee will be assessed should you choose to receive a paper statement. The interest rate on the account is 5.21% with an annual percentage yield of 5.34%. Interest Rate and Annual Percentage Yield (APY) are current as of 09-12-2023. The promotional rate is guaranteed until June 01, 2024, after that time the interest rate and annual percentage yield may change. You must deposit $50.00 to open this account. There is no minimum balance required to qualify for interest. Fees may reduce earnings. New money only**.
2. You must deposit$50,000.00 to open this account. The interest rate paid on the entire balance in the account will be 5.21% with an annual percentage yield of 5.34%. Interest Rate and Annual Percentage Yield (APY) are current as of 09-13-2023. The promotional rate is guaranteed until June 01, 2024, after that time the interest rate and annual percentage yield may change. A monthly service charge of $15.00 will be assessed if the daily minimum balance falls below $5,000.00. A monthly $5.00paper statement fee will be assessed should you choose to receive a paper statement. New money only**.
3. The interest rate on the account is 5.21% with an Annual Percentage Yield (APY) of 5.34%. APY and interest rate are accurate as of December 01, 2023. The interest rate and APY will not change for the term of the account. $500 minimum opening deposit and $500 minimum balance required. The interest rate will be in effect for 6 months, after this time the interest rate and APY are subject to change. Withdrawals will reduce earnings. New money only**. Fees may reduce earnings. **All accounts are only eligible for new money only. New Money is defined as deposits and investments not previously held by Climate First Bank. Fees may reduce earnings.