PERSONAL
BUSINESS
CONTACT US

banking that makes a difference

banking that makes a difference

apply now
PersonalBusiness

online banking

LOGIN

what are sba loans?

SBA (Small Business Administration) loans are small business loans that are partially guaranteed by the SBA which assist lenders to make loans they might not otherwise be able to make.  At Climate First Bank, we offer SBA loans for business expansion, acquisition, partner buyouts, real estate purchases, solar installations, and more.

loan types

SBA 7(a) Loans

SBA’s premier lending program helps small businesses preserve capital, reduce monthly payments, and acquire long term financing. The program offers.
  • loan terms up to 25 years to reduce monthly payments.
  • as little as 10% equity required to help preserve capital needed for growth.
  • flexible use of proceeds, including:
  • real estate purchases.
  • improvements such as leasehold improvements, retrofits for HVAC, window/lighting upgrades, solar installation, or electric vehicle charging stations.
  • business acquisition, key employee or partner buyouts.
  • working capital or debt refinance.
Contact us

SBA 504 Loans

The SBA 504 loan program provides long term, fixed rate financing for major fixed assets that promote business growth and job creation. The program,
  • loan terms up to 25 years with no balloon.
  • offers down payments as low as 10%.
  • structures loans with Certified Development Companies.
  • has long term, fixed rate financing.
  • can be used for:
  • buying a building.
  • financing ground up construction.
  • building improvements.
  • purchase of heavy machinery or equipment.
  • refinance or consolidate existing debt.
Contact us

Next Steps:

Our Other business offerings

Businesswoman shaking hands with a man in a suit.

Business Acquisitions and Buyouts

Connect With Us

Real Estate Lending

Connect With Us

Renewable Energy

Connect With Us

Equipment Finance

Connect With Us

ARE YOU READY TO

BANK LIKE TOMORROW DEPENDS ON IT!

As the nation’s first climate-focused bank, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis.
Click below to open your account today!

APPLY NOW
Climate First Bank Logo.
Privacy | Terms | Cookies | Accessibility | US Patriot Act |Science Sources | Sitemap | Investors |Download the App |

subscribe to our newsletter

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Facebook LogoInstagram LogoLinkedIn LogoYouTube Logo