Impact Checking
FDIC-Insured-Backed by the full faith and credit of the U.S. Government
PARTNERSHIP
A Bank that Cleans our Oceans
Turn your everyday banking into real environmental impact through our partnership with 4ocean.
At Climate First Bank, we believe your money can do more. That’s why we’ve partnered with 4ocean to remove plastic and debris from our oceans. For every account opened, we fund the removal of one pound of plastic and trash from the ocean.
A Partnership Driving Real Impact
Climate First Bank is proud to partner with 4ocean, a global leader in ocean cleanup, to take direct action against plastic pollution.
Together, we’ve committed to removing 12,000 pounds of plastic and debris from oceans and coastlines in the next 12 months.*
Every new account opened brings us one step closer.
Check Out How Many Pounds of Trash We’ve Pulled so Far
Together, we’ve committed to removing 12,000 pounds of plastic and debris from oceans and coastlines in the next 12 months.*
Every new account opened brings us one step closer.
Our Products
With Climate First Bank, your finances don’t just sit — they actively support environmental solutions. That means you can earn competitive returns while contributing to ocean cleanup and climate action.
Super Duper Savings
Make Your Money a Force for Good
Where you bank matters.
Traditional banks often use deposits to fund industries that contribute to environmental harm. Climate First Bank does the opposite — using deposits to support clean energy, sustainable projects, and climate solutions.
By choosing Climate First Bank, you’re aligning your finances with your values.
Why Ocean Cleanup Matters
Plastic pollution is one of the most urgent environmental challenges facing our planet. Millions of pounds of plastic enter our oceans every year, impacting marine life, ecosystems, and communities.
Through this partnership, your everyday banking becomes part of a larger movement to restore and protect our oceans — one pound at a time.
About 4ocean
4ocean is a mission-driven company dedicated to ending the ocean plastic crisis. Through global cleanup operations, they remove plastic and debris from oceans, rivers, and coastlines.
Learn More About 4ocean
Be Part of the Solution
Join us in removing plastic from our oceans. Your banking choices can create real change.
Open an Account
1. A recurring monthly direct deposit of $500+ (Automated deposit from an employer or government agency qualifies, transfers initiated by payment providers, e.g. PayPal does not) must be established within 6 months of account opening to earn 3.21% interest with an Annual Percentage Yield (APY) of 3.26%, as of 7-15-26 and subject to change. If a recurring direct deposit is not established, the account will revert to non-interest bearing. Minimum deposit to open: $50.00. E-statements provided. Paper statements: $5.00/month.
2. Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. The interest rate is 3.93% with an annual percentage yield (APY) of 4.01%, accurate as of 2-25-26. Rates may change. Minimum opening deposit: $50.00. No minimum balance required to earn interest. Fees may reduce earnings.
*Savings accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers. To utilize these services, please open a related checking account.