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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

CERTIFICATE OF DEPOSITS

Make your money work harder – for you and for the planet!

Whether saving for the short-term or planning ahead, see all of our CDs to start saving towards a better future.

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Special Promotions

6-Month Penalty-Free CD

4.33% APY1

Short-term growth with a strong return

  • $500 minimum deposit
  • No penalty for early withdrawals
12-Month Penalty-Free CD

4.15% APY2

Lock in a great rate for a full year

  • $500 minimum deposit
  • No penalty for early withdrawals
30-Month CD

4.25% APY3

Long-term savings with competitive rates

  • $500 minimum deposit
  • 90 days interest penalty for early withdrawal
60-Month CD

4.39% APY4

Maximize your savings over five years

  • $500 minimum deposit
  • 90 days interest penalty for early withdrawal
Personal CDs Business CDs

Standard Certificate of Deposit Accounts

Check our everyday product offerings.
15-Month Flex CD

2.68% APY5

Flexible CD with rate increase option

  • $500 minimum balance
  • Increase rate once if bank rate rises
  • Add deposits up to half initial principal
  • One penalty-free withdrawal up to half principal
Personal CDs Business CDs

CD maturity options

Your guide to Certificate of Deposit (CD) account maturity

Renew a CD

You can do nothing and your CD will automatically renew for the same or similar term at the interest rate and APY in effect on your maturity date. Terms apply.*

*Current promotional CD renewal offers may differ from rates displayed here.

Bank like tomorrow depends on it

As the world's first FDIC-insured, values based, digital community bank founded to combat the climate crisis, Climate First Bank is proud to help you save while supporting sustainable lending and reversing the climate crisis.

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