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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Certificates of Deposit

Good for your money.
Good for the planet.

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Current Rate

4.39%

Annual Percentage
Yield(APY)1

60-Month

Boost your savings with performance and purpose by opening a CD. As the world's first FDIC-insured community bank founded to combat climate change, our CD accounts allow you to use your finances as a force for good:

  • Earn 4.39% APY, a predictable return on your money for sixty months
  • Lock in a competitive fixed rate for the full five-year term
  • Low minimum balance to open
  • Put your money to work for the mission, like enabling clean energy financing
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New Impact Checking

A checking account designed to make you and the planet more prosperous

Open Impact Checking

1. The interest rate is 4.30% with an annual percentage yield (APY) of 4.39%, accurate as of 8-28-2026. The interest rate will be in effect for 60 months and subject to change thereafter. A minimum opening deposit of $500.00 is required. No additional deposits allowed. If Principal is withdrawn before the maturity date, a penalty equal to 90 days’ interest will apply. The account matures in 60 months and will automatically renew to the same term CD unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.

2. A recurring monthly direct deposit of $500+ (Automated deposit from an employer or government agency qualifies, transfers initiated by payment providers, e.g. PayPal does not) must be established within 6 months of account opening to earn 3.21% interest with an Annual Percentage Yield of 3.26% as of 7-15-26 and subject to change. If a recurring direct deposit is not established, the account will revert to non-interest bearing. Minimum deposit to open: $50.00

3. Customers who set up a recurring direct deposit of $500+ to their Impact Checking account may designate an approved nonprofit partner to receive a $100 donation. Donation will be made after all account qualification requirements are met.