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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Personal Banking

Personal Savings & Certificates of Deposit (CDs)

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Savings

Super Duper Savings

Get the latest and greatest rate for your savings. Earn 4.01% APY1.

  • Low $50 opening deposit
  • No minimum balance and unlimited withdrawals
Impact Money Market

Best for balances $50,000 or more! Earn 3.96% APY2.

  • Add funds whenever you want and earn a great rate on more of your money
  • Withdraw money whenever you need to, with no restrictions
Health Savings Accounts (HSA)

Prepare for the future and save for health related expenses. Contact us to open.

  • $2.50 monthly service charge, waived with a daily minimum balance of $1,000
  • E-Statements required or $5 for paper statements
Youth Savings

It's never too early to start saving. Earn 3.56% APY3.

  • Must be 17 years or younger; account must include parent and/or guardian
  • Contact us or visit a branch to open a Youth Savings account

Certificates of Deposit (CDs)

Regular CD & IRA

Lock in your savings into a term of your choice for higher interest earnings. View current CD rates.

  • Terms from 6 months to 60 months
  • Minimum opening deposit is $500
  • Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity
  • Contact us or visit a branch to open an IRA account. IRAs cannot be opened online
Flex CD

Earn CD interest with the flexibility that you need. View current CD rates.

  • Make additional deposits in increments of $100 up to one-half of the initial principal balance
  • Make one withdrawal of up to one-half of the initial principal with no penalty

Features

Bill Pay

Pay a person, pay a bill, or pay yourself. Convenient, mobile, and easy.

Mobile Banking App

Bank anywhere, anytime. Available on Google Play and the Apple App Store.

Mobile Deposit

Still get paper checks? Deposit in less than 1 minute with mobile deposit.

E-Statements

We're all about saving trees. View your banking statement online or on the app.

Alerts

Set reminders and alerts so you can focus on what's important to you.

Climate First Bank customer smiling in the sunshine

Introducing our new

Impact Checking

Support causes you care about and bank with purpose — all in one checking account.

Learn more about Impact Checking

Bank like tomorrow depends on it

As the world's first FDIC-insured, values based, digital community bank founded to combat the climate crisis, Climate First Bank is proud to help you save while supporting sustainable lending and reversing the climate crisis.

Open an Account