Logo of the Federal Deposit Insurance Corporation (FDIC)

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Business Banking

Business Savings

Business Savings

Super Savings

Earn competitive rates on your business savings.

  • 3.56% APY1 (terms apply)
  • $5 monthly service fee, waived with a daily minimum balance of $200
  • E-statements or $10 paper statements
Business Money Market

Earn a bonus rate when your primary business banking relationship is with Climate First Bank.

  • Earn 4.26% APY2 on reserve funds
  • Access your money whenever you want

Certificates of Deposit (CDs)

Business CD

Lock in your savings into a term of your choice for higher interest earnings.

  • Terms from 3 months to 60 months
  • Minimum opening deposit is $1,000
Business Flex CD

Earn CD interest with the flexibility that you need.

  • $1,000 minimum balance
  • Increase rate once if bank rate rises
  • Add deposits up to half initial principal
  • One penalty-free withdrawal up to half principal

Features

Bill Pay

Pay a person, pay a bill, or pay yourself. Convenient, mobile, and easy.

Mobile Banking App

Bank anywhere, anytime. Available on Google Play and the Apple App Store.

Mobile Deposit

Still get paper checks? Deposit in less than 1 minute with mobile deposit.

E-Statements

We're all about saving trees. View your banking statement online or on the app.

Alerts

Set reminders and alerts so you can focus on what's important to you.

Bank like tomorrow depends on it

As the world's first FDIC-insured, values based, digital community bank founded to combat the climate crisis, Climate First Bank is proud to serve businesses as we work together to promote sustainability and reverse the climate crisis.

Open an Account

1. Annual Percentage Yield ("APY") is accurate as of 11-19-2025. The interest rate on the account is 3.50% with an APY of 3.56%. Minimum balance to open and obtain APY is $50. The interest rate and APY may change, at any time, at the bank's discretion. A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings. *Saving accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers. To utilize these services, please open a related checking account.

2. Annual Percentage Yield (APY) of 4.26% is current as of 4-9-26 and is subject to change without notice. To qualify for the advertised APY, account holder must maintain their primary business checking relationship with Climate First Bank. Primary means the account is used for normal business operations, including receiving customer payments and paying payroll, vendors, and other operating expenses. If the Primary business checking relationship is not maintained, the account will earn 0.60% APY. Interest is compounded daily and credited monthly. $50.00 minimum deposit is required to open this account. E-statements are provided at no charge, and paper statements are available for a $10.00 monthly fee.