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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Sustainable Business Solutions

Responsible growth built for the future

Banking on values

Business solutions to help you grow your profit, people, and the planet.

We have a variety of options to make sure that we can suit every need for your business. Climate First Bank strives to give you the tools to grow and thrive while making your mark on the planet.

  • NetZero Business Checking
  • Money Market
  • Super Savings
  • Business CDs
  • Interest on Trust Accounts for attorneys

No matter your business, our solutions and knowledgeable bankers are committed to helping you achieve your financial goals while saving the planet one transaction at a time.

  • Commercial Solar
  • Asset-Based Lending
  • Working Capital Lines of Credit
  • Owner Occupied Commercial Real Estate
  • Investor Commercial Real Estate
  • Construction

Small Business Administration (SBA) loans are small business loans that are partially guaranteed by the SBA which assist lenders to make loans they might not otherwise be able to make.

  • SBA 7(a) and SBA 504 Loans
  • Business Acquisitions and Buyouts
  • Real Estate Lending
  • Renewable Energy

As an impact-driven enterprise with more than 150 nonprofit clients, Climate First Bank understands the needs of nonprofit organizations. Our nonprofit banking team has the expertise and dedication to support your nonprofit's success in boosting financial health and achieving its mission.

  • All deposits support initiatives such as clean energy, affordable housing, and more
  • Exceptional service from experts invested in your success
  • Transparent terms

Banking products tailored for our legal community. Climate First Bank’s Attorney Banking program was launched by the Bank's CEO and Founder, Ken LaRoe Esq., and Scott Leitner, Esq., SVP, General Counsel and Attorney Business Banking to suit the specific needs of attorneys.

  • Expanded FDIC insurance1
  • Support for legal aid

And more!

Tailored financial services to support the unique needs of cannabis businesses in Florida. Our platform offers full-service digital banking and an ethical fee structure that enables cannabis businesses to flourish while remaining compliant.

  • Online banking with wires and mobile deposits
  • ACH and Positive Pay
  • Industry expertise for highly regulated businesses

Features of business banking

Bill Pay

Pay a person, pay a bill, or pay yourself.

Mobile Banking App

Bank anywhere, anytime.

Alerts

Set reminders and alerts so you can focus on what's important to you.

Business online banking

Save time, improve cash flow and streamline your operations with our cash management services. Our online system allows you to delegate authority and assign specific user permissions. The system is also compatible with QuickBooks, NetSuite, Plaid, Yodlee, Plenty.com, and many others.

Features

In today's dynamic financial landscape, effective treasury management is crucial to driving business growth, maintaining strong cash flow, and safeguarding assets. As a trusted partner in your financial journey, our bank is proud to offer a comprehensive suite of Treasury Management services.2

ACH Services

ACH transactions offered at no charge:

  • Direct deposit (payroll/payables)
  • Direct debit (customer payments)
  • Same-day ACH

Merchant Services

Accept payments with secure, scalable processing solutions:

  • Credit and debit card processing
  • Point-of-sale solutions
  • Online payment gateway integration

Positive Pay

Protect your business from payment fraud:

  • Check Positive Pay with exception review
  • ACH Fraud Filter
  • Dual authorization controls

E-Statements & Notices

Stay informed while reducing paper:

  • Electronic statements and notices
  • Treasury reporting and account alerts
  • Secure document delivery

Mobile Deposits

Deposit checks on your schedule:

  • Business mobile check deposit
  • Remote Deposit Capture (RDC)
  • Flexible deposit workflows

Additional Features

Complete cash management tools for growing organizations:

  • Wire modules (fees may apply)
  • Lockbox services
  • Account reconciliation and reporting
Download our mobile app

Timely access to account information when you're on-the-go is critical in today's business world. Our Business Mobile Banking App lets you conduct business from wherever you are — right from your phone.

Business Mobile App
Access Treasury Management

Our platform gives businesses secure, intuitive tools to manage cash flow, payments, and account activity in one centralized digital experience. With real-time visibility, advanced reporting, and built-in fraud protection, it's designed to scale with growing organizations.

Bank like tomorrow depends on it

As the world's first FDIC-insured, values based, digital community bank founded to combat the climate crisis, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis. Click below to open your account today!

Open an Account