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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Personal

Youth Savings Account

Earn 3.56% APY1 on your balance!

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It's never too early to start saving.

Join Climate First Bank, the world's first FDIC-insured community bank founded to combat climate change.

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1. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. A minimum opening deposit of $25.00 is required. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.