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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Certificates of Deposit

Good for your money.
Good for the planet.

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Current Rate

4.25%

Annual Percentage
Yield(APY)1

30-Month

Boost your savings with performance and purpose by opening a CD. As the world's first FDIC-insured community bank founded to combat climate change, our CD accounts allow you to use your finances as a force for good:

  • Earn 4.25% APY, a predictable return on your money for thirty months
  • Lock in a competitive fixed rate for the full term
  • Low minimum balance to open
  • Put your money to work for the mission, like enabling clean energy financing
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New Impact Checking

A checking account designed to make you and the planet more prosperous

Open Impact Checking

1. The interest rate is 4.16% with an annual percentage yield (APY) of 4.25%, accurate as of 7-6-2026. The interest rate will be in effect for 30 months and subject to change thereafter. A minimum opening deposit of $500.00 is required and must be maintained daily to earn the disclosed APY. No additional deposits allowed. If Principal is withdrawn before the maturity date, a penalty equal to 90 days’ interest will apply. The account matures in 30 months and will automatically renew to the bank’s standard 6-month CD unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.

2. A recurring monthly direct deposit of $500+ (Automated deposit from an employer or government agency qualifies, transfers initiated by payment providers, e.g. PayPal does not) must be established within 6 months of account opening to earn 3.21% interest with an Annual Percentage Yield of 3.26% as of 7-15-26 and subject to change. If a recurring direct deposit is not established, the account will revert to non-interest bearing. Minimum deposit to open: $50.00

3. Customers who set up a recurring direct deposit of $500+ to their Impact Checking account may designate an approved nonprofit partner to receive a $100 donation. Donation will be made after all account qualification requirements are met.