Join Climate First Bank, the world's first FDIC-insured community bank founded to combat climate change. Our CD accounts offer an effective and secure savings solution, and we use your finances as a force for good.
1. The interest rate is 2.87% with an annual percentage yield (APY) of 2.91%, accurate as of 10-01-2025. The interest rate will be in effect for 12 months and subject to change thereafter. A minimum opening deposit of $500.00 is required and must be maintained daily to earn the disclosed APY. No additional deposits allowed. No penalty for early withdrawals. The account matures in 12 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.