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Certificates of Deposit

Good for your money.
Good for the planet.

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Current Rate

4.46%

Annual Percentage
Yield(APY)1

12-Month

Boost your savings with performance and purpose by opening a CD. As the world's first FDIC-insured community bank founded to combat climate change, our CD accounts allow you to use your finances as a force for good:

  • Earn 4.46% APY, a predictable return on your money for twelve months
  • Penalty-free early withdrawal for flexibility and access to your money
  • Low minimum balance to open
  • Put your money to work for the mission, like enabling clean energy financing
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New Impact Checking

A checking account designed to make you and the planet more prosperous

Open Impact Checking

1. Interest rate is 4.36% with an annual percentage yield (APY) of 4.46% is current as of 10-15-2026 and is subject to change without notice. The rate will be in effect for the term of the CD (12 months). Minimum deposit and daily balance required to open and obtain the stated APY is $1,000.00. No additional deposits are allowed. No penalty for early withdrawals. Withdrawals may reduce earnings. The CD will renew for the same term (12 months) unless funds are withdrawn or other instructions given within 10 days after maturity. Offer may be modified, suspended, or terminated at any time and for any reason without notice.

2. A recurring monthly direct deposit of $500+ (Automated deposit from an employer or government agency qualifies, transfers initiated by payment providers, e.g. PayPal does not) must be established within 6 months of account opening to earn 3.21% interest with an Annual Percentage Yield of 3.26% as of 7-15-26 and subject to change. If a recurring direct deposit is not established, the account will revert to non-interest bearing. Minimum deposit to open: $50.00

3. Customers who set up a recurring direct deposit of $500+ to their Impact Checking account may designate an approved nonprofit partner to receive a $100 donation. Donation will be made after all account qualification requirements are met.