1. The interest rate on the account is 4.18% with an Annual Percentage Yield (APY) of 4.27%. APY and interest rate are accurate as of 11-17-2025. The interest rate and APY will not change for the term of the account. $500 minimum opening deposit and $500 minimum balance required. The interest rate will be in effect for 6 months, after this time the interest rate and APY are subject to change. Withdrawals will reduce earnings; fees may reduce earnings.