Join Climate First Bank, the world's first FDIC-insured community bank founded to combat climate change. Our CD accounts offer an effective and secure savings solution, and we use your finances as a force for good.
1. The interest rate is 4.25% with an annual percentage yield (APY) of 4.34%, accurate as of 10-01-2025. The interest rate will be in effect for 6 months and subject to change thereafter. A minimum opening deposit of $500.00 is required and must be maintained daily to earn the disclosed APY. No additional deposits allowed. No penalty for early withdrawals. The account matures in 6 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.
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