1. Loans subject to credit approval. 9.10% APR based on a $50,000 loan with payments of $0 per month for 6 months, followed by $617.60 per month over 120 months. Periodic interest rate is 7.47% if enrolled in autopay, or 7.72% without autopay discount. Interest accrues on the outstanding balance during the 6-mo no payment period. Nonrefundable processing and documentation fees apply (starting at $1,125.00).
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2. Loans subject to credit approval. 8.41% APR based on a $50,000 loan with payments of $0 per month for 6 months, followed by $427.05 per month over 240 months. Periodic interest rate is 7.72% if enrolled in autopay, or 7.97% without autopay discount. Interest accrues on the outstanding balance during the 6-mo no payment period. Nonrefundable processing and documentation fees apply (starting at $1,125.00).
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3. Loans subject to credit approval. For example, a $50,000 loan with a 30.5‑year term at 7.71% APR would have no required monthly payments for the first 6 months, followed by 360 monthly payments of $355.36. The interest rate is for 30.5-year loans is 7.25% if enrolled in automatic payments, or 8.25% without the discount. The 1.00% interest rate discount applies only to new loan applications submitted on or after 4/23/2026 and no later than 11:59 p.m. EDT on 7/25/2026. 0.25% interest rate discount is available for other loan terms. The discounted rate applies only when enrolled in automatic payments. Interest accrues on the outstanding balance during the 6-mo no payment period. Nonrefundable processing and documentation fees apply (starting at $1,125.00). Programs, terms, and conditions are subject to change without notice. The interest rate discount is not available for loans through the Montgomery County Green Bank Program.