1. Annual Percentage Yield (“APY”) is accurate as of 11-19-2025. The interest rate on the account is 3.50% with an APY of 3.56%. Minimum balance to open and obtain APY is $50. The interest rate and APY may change, at any time, at the bank’s discretion. A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.

*Saving accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers. To utilize these services, please open a related checking account.