Business Money Market

Business Money Market Benefits:

Grow your money: Earn 4.76% APY¹ on reserve funds held in your Money Market.

Bank on your terms: Access your money whenever you want while still benefitting from a great rate.

Accessible banking: No monthly service fee, no minimum balance requirement.

‍Convenient cash withdrawal: Debit card with access to nationwide ATM networks.

Your business must have its primary business checking relationship at Climate First Bank to qualify for this account.

If you do not have your primary banking relationship with Climate First Bank, the rate earned will be 0.60% APY**

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1. Account holder must maintain their primary business checking* relationship with Climate First bank to open this account and qualify** for the bonus rate. The interest rate is 4.65% with an annual percentage yield (APY) of 4.76%, accurate as of 10-01-2025 and subject to change. If the primary business checking requirement is not met, the rate and APY will be 0.60%. A minimum deposit of $50.00 is required to open the account E-statements are provided at no charge, and paper statements are available for a $10.00 monthly fee.

*Primary business checking account means the account used for normal business operations, including deposits of income, payment of employees, vendors, suppliers and operating expenses.
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**Qualifying Checking Products: Founders business, NetZero Business, Business Checking with interest or an IOTA under the same ownership within the first 90 days.

Relationship matters at Climate First Bank

That's why we're offering an incredible 4.76% APY¹ on Business Money Market Accounts as a thank you to the companies who bank with us.