Your wallet has the power to help reverse climate change. Climate First Bank’s new and conscious way of banking will give you the tools to live a green life.
Checking
Regeneration Checking
Overview
Using finance to end the climate crisis in one generation.
- $100 donation to Project Regeneration for every new qualifying account*
- 100% of interest earned on the account is donated to Project Regeneration
- Free Regeneration checks
- Free autographed copy of the book Regeneration
- No minimum account balance
- No monthly account fee
- Standard debit card
- E-Statements
- Access to budget tools with Sphere Finance Manager
*The $100 donation will be made following the establishment of a reoccurring direct deposit totaling $750 or more within 90 days of account opening.
Checking
Overview
Good for your wallet, good for the planet. No monthly service fee.
- No monthly service fee, no minimum balance requirement
- Debit card with access to Presto ATM network
- Online and mobile banking with mobile check deposit and free bill pay
- Access to budget tools with Sphere Finance Manager
- E-statements required or $5 for paper statement
- $15 monthly fee, waived with a daily minimum balance of $2,500
- Debit card with access to Presto ATM network
- Online and mobile banking with mobile check deposit and free bill pay
- Access to budget tools with Sphere Finance Manager
- E-statements required or $5 for paper statement
- Free Climate First Bank checks
Savings
- $5 monthly service fee, waived with a daily minimum balance of $200
- E-statements required or $5 for paper statement
- Access to budget tools with Sphere Finance Manager
- $15 monthly service fee, waived with daily minimum balance of $5,000
- E-statements required or $5 for paper statement
- Access to budget tools with Sphere Finance Manager
- No monthly service fee
- Must be 17 years or younger. Account must include parent and/or guardian
- Online account opening only available for those 13-17 years of age
- E-statements required or $5 for paper statement
- $2.50 monthly service charge, waived with a daily minimum balance of $1,000
- E-statements required or $5 for paper statement
- Tax deductible contributions (contribution limits are set by the IRS)
- HSA Debit Card
- Online and Mobile Banking
Regular CDs and IRA
Overview
Lock your savings into a term of your choice for higher interest earnings.
- Terms from 6 months to 60 months
- Minimum opening deposit $1,000
- Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity
- Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance
- Please contact us or visit a branch to open an IRA account. IRAs cannot be opened on the online portal.
- Make additional deposits in increments of $100 up to one-half the initial principal balance
- Make one withdrawal of up to one-half the initial principal balance without penalty during the original term
- Increase the rate one time during the term if the bank’s rate increases
- Minimum opening deposit $1,000
- Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity
- Various terms available
Keep your funds insured, earn interest, and work to bring positive change. Climate First leverages a network of like-minded financial institutions to keep your deposits fighting for climate justice while saving you time by working directly with us.
Online & Mobile Banking
Mobile Banking App
Bank anywhere, anytime. Available on Google Play and the Apple App Store.
Bill Pay
Pay a person, pay a bill, or pay yourself. Convenient, mobile, and easy.
Mobile Deposit
Still get paper checks? Deposit in less than 1 minute with mobile deposit.
E-Statements
We’re all about saving trees. View your banking statement online or on the app.
Alerts
Set reminders and alerts so you can focus on what’s important to you.