Your wallet has the power to help reverse climate change. Climate First Bank’s new and conscious way of banking will give you the tools to live a green life.

 

Checking

hands grasping in support icon
Regeneration Checking
Overview

Using finance to end the climate crisis in one generation.

  • $100 donation to Project Regeneration for every new qualifying account*
  • 100% of interest earned on the account is donated to Project Regeneration
  • Free Regeneration checks
  • Free autographed copy of the book Regeneration
  • No minimum account balance
  • No monthly account fee
  • Standard debit card
  • E-Statements
  • Access to budget tools with Sphere Finance Manager

*The $100 donation will be made following the establishment of a reoccurring direct deposit totaling $750 or more within 90 days of account opening.

money check icon
Checking
Overview

Good for your wallet, good for the planet. No monthly service fee.

  • No monthly service fee, no minimum balance requirement
  • Debit card with access to Presto ATM network
  • Online and mobile banking with mobile check deposit and free bill pay
  • Access to budget tools with Sphere Finance Manager
  • E-statements required or $5 for paper statement
money check icon
Interest Checking
Overview

Lifestyle banking with added interest.

  • $15 monthly fee, waived with a daily minimum balance of $2,500
  • Debit card with access to Presto ATM network
  • Online and mobile banking with mobile check deposit and free bill pay
  • Access to budget tools with Sphere Finance Manager
  • E-statements required or $5 for paper statement
  • Free Climate First Bank checks

Savings

money check icon
Savings
Overview

Save your money, save the planet.

  • $5 monthly service fee, waived with a daily minimum balance of $200
  • E-statements required or $5 for paper statement
  • Access to budget tools with Sphere Finance Manager
money check icon
Money Market
Overview

Higher interest potential for higher balances.

  • $15 monthly service fee, waived with daily minimum balance of $5,000
  • E-statements required or $5 for paper statement
  • Access to budget tools with Sphere Finance Manager
money check icon
Minor Savings
Overview

It is never too early to start saving.

  • No monthly service fee
  • Must be 17 years or younger. Account must include parent and/or guardian
  • Online account opening only available for those 13-17 years of age
  • E-statements required or $5 for paper statement
money check icon
Health Savings Account
Overview

Save for health related expenses.

  • $2.50 monthly service charge, waived with a daily minimum balance of $1,000
  • E-statements required or $5 for paper statement
  • Tax deductible contributions (contribution limits are set by the IRS)
  • HSA Debit Card
  • Online and Mobile Banking

 

money check icon
Regular CDs and IRA
Overview

Lock your savings into a term of your choice for higher interest earnings.

  • Terms from 6 months to 60 months
  • Minimum opening deposit $1,000
  • Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity
  • Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance
  • Please contact us or visit a branch to open an IRA account. IRAs cannot be opened on the online portal.
money check icon
Flex CDs
Overview

Earn CD interest with the flexibility you need.

  • Make additional deposits in increments of $100 up to one-half the initial principal balance
  • Make one withdrawal of up to one-half the initial principal balance without penalty during the original term
  • Increase the rate one time during the term if the bank’s rate increases
  • Minimum opening deposit $1,000
  • Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity
  • Various terms available
money check icon
Demand Deposit Marketplace
Overview

Depositing over $250,000?

Keep your funds insured, earn interest, and work to bring positive change. Climate First leverages a network of like-minded financial institutions to keep your deposits fighting for climate justice while saving you time by working directly with us.

Online & Mobile Banking

Mobile Banking App

Bank anywhere, anytime. Available on Google Play and the Apple App Store.

Bill Pay 

Pay a person, pay a bill, or pay yourself. Convenient, mobile, and easy.

Mobile Deposit

Still get paper checks? Deposit in less than 1 minute with mobile deposit.

E-Statements

We’re all about saving trees. View your banking statement online or on the app.

Alerts 

Set reminders and alerts so you can focus on what’s important to you.