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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Personal Banking

NetZero Checking

Make your money work for you.

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Your everyday banking solution

Join Climate First Bank, the world's first FDIC-insured community bank founded to combat climate change. Our checking account is your everyday banking solution.

Account Features

Simple, fee-free checking designed for everyday banking needs.

  • No monthly service fee, no minimum balance requirement*
  • Debit card with access to nationwide Presto and MoneyPass ATM Networks
  • Bank on the go with online banking, mobile banking, Apple Pay and Android Pay
  • Access to budget tools with Sphere Finance Manager
Online Banking

Manage your account from anywhere with our online and mobile banking.

  • 24/7 access via web and mobile app
  • View balances and transaction history
  • Transfer funds between accounts
  • Set up account alerts and notifications

Bank like tomorrow depends on it

As the world's first FDIC-insured, values based, digital community bank founded to combat the climate crisis, Climate First Bank is proud to help you bank with purpose while supporting sustainable lending and reversing the climate crisis.

Open an Account

*A minimum opening deposit of $50.00 is required. E-statements are provided: paper statements are available for a $5.00 monthly fee. A fee of $5.00 per day applies to business accounts with continuously overdrawn balance, beginning on the fourth business day. Customer is responsible for cost of Remote Deposit Capture (RDC) machine and wire fees.