FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Youth Savings Account

Earn 3.81 APY¹ on your balance!

It's never too early to start saving.

Join Climate First Bank, the world’s first FDIC-insured community bank founded to combat climate change.
No monthly service fee
Must be 17 years or younger. Account must include parent and/or guardian
1. The interest rate is 3.74% with an annual percentage yield (APY) of 3.81%, accurate as of 10-01-2025 and subject to change. A minimum opening deposit of $25.00 is required. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.