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Physician Mortgage Loans

Mortgage loans for Physicians

Welcome to Climate First Bank - the nation’s first FDIC-insured, values-based digital community bank dedicated to environmental and social impact. Our Physician Mortgage Loan* program is designed specifically for doctors, residents, and medical professionals seeking a smarter path to homeownership.

With low down payment options, flexible underwriting, and a mission-driven approach, we make it easier for healthcare heroes to secure a home while banking with purpose. Whether you're buying your first home or relocating for your next role, our doctor-friendly mortgage solutions are tailored to your unique financial journey.

Why Climate First Bank?

Up to 100% financing for loans up to $2,500,000
Primary residence purchase
Fixed rate
No mortgage insurance
No pre-payment penalty
Competitive interest rates
Minimum FICO score 680
Eligibility: Medical Doctors (MD, DO, OMS, DPM), Dentists (DDS, DMD) and Veterinarians (DVM, VMD)

Contact A Physician Mortgage Lender

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*Climate First Bank NMLS #2169275. All loans subject to credit approval. Some restrictions apply. Subject to change without notice. Interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible and the consumer should consult their tax advisor.
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