Access your money whenever you want while still benefitting from a great rate.
Accessible banking with full service online and mobile banking.
2. A recurring monthly direct deposit of $500 or more (defined as an automated deposit from an employer or government agency; transfers initiated by individuals or payment providers, e.g. PayPal, are not eligible) must be set up within 90 days of account opening to earn the published interest rate of 3.21% with an Annual Percentage Yield (APY) of 3.26%, accurate as of 04-01-26 and subject to change. Failure to set up the recurring direct deposit will cause the account to revert to a non-interest earning account. Minimum opening deposit of $50.00. E-statements are provided: paper statements are available for a $5.00 monthly fee.
Get the latest and greatest rate for your savings.
4.01% APY³ (terms apply)
Low $50 opening deposit
No minimum balance and unlimited withdrawals
3. Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. The interest rate is 3.93% with an annual percentage yield (APY) of 4.01%, accurate as of 2-25-26. Rates may change. Minimum opening deposit:$50.00. No minimum balance required to earn interest. Fees may reduce earnings.
*Saving accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers. To utilize these services, please open a related checking account.
Add funds to your account whenever you want and earn a great rate on more of your money.
Withdraw money whenever you need to, with no restrictions.
4. If the daily balance is more than $49,999.99, but less than $9,999,999.01, the interest rate paid on the entire balance in the account will be 3.88% with an annual percentage yield (APY) of 3.96%. If balance falls below $49,999.99, the interest rate paid on the entire balance in the account will be 0.05% and the APY will be 0.05%. Rates accurate as of 3-09-26 and subject to change. A minimum opening deposit of $50,000.00 is required to open. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
A monthly service charge of $15.00 will be assessed if the daily minimum balance falls below $5,000.00.
New Money Only: defined as funds not previously held at Climate First Bank.
Must be 17 years or younger. Account must include parent and/or guardian
Contact us or visit a branch to open a Youth Savings account.
5. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. A minimum opening deposit of $25.00 is required. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
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