Our mission and impact

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Our Impact

Climate First Bank was founded with environmental well-being, social justice, and good governance principles carved into its DNA. We don't just talk the talk; we walk the walk. But don't just take our word for it. Learn how we work with industry-leading mission-aligned partners to deliver good outcomes for the planet and people.
Curious to know how we're doing? Check out our Impact Reports!

Our Partnerships & Commitments

These partnerships and commitments help us expand and compound our impact while supporting other organizations in doing the same!
SDGs

United Nations Sustainable Development Goals (SDGs) set out a framework of 17 Goals based on its 10 principles to tackle the world’s most pressing social, economic, and environmental challenges by 2030. Climate First Bank is committed to the following goals:

7. Affordable and Clean Energy
11. Sustainable Cities and Communities
13. Climate Action
17. Partnerships for the Goals
Climate First Bank donates 1% of its consumer solar revenue to vetted environmental nonprofits through 1% for the Planet, ensuring every dollar supports real impact and prevents greenwashing.
 
As of June 2025, we've contributed over $273,000 to environmental partners, with new donations being made monthly!
Certified B Corporation

Certified B Corporations use their profits and growth to positively impact their stakeholders and the planet!

In July 2023, the Bank officially became B Corp Certified, earning an overall final assessment score of 98.6, well exceeding the 80 points required to become a B Corp. The points earned represent the Bank’s high standards of social and environmental performance, accountability, and transparency.
GABV

The Bank is proud to be a member of the Global Alliance for Banking on Values (GABV), a worldwide network of bank leaders working together to create a banking system that is transparent, accountable, and supports positive economic, social, and environmental change. The GABV Scorecard evaluates member banks based on their service to the Real Economy, commitment to the Triple Bottom Line approach, and cultural alignment with transparency and long-term resiliency.
USGBC

The Bank is a proud member of the U.S. Green Building Council (USGBC), a non-profit dedicated to supporting prosperous, healthy, and resilient communities through green building practices. The Bank has always prioritized supporting projects that incorporate sustainable design and green building practices (including our own!). In early 2023, our Winter Park Branch retrofit was awarded LEED (Leadership in Energy and Environmental Design) Platinum certification, the highest LEED certification.
We Are Neutral

In partnership with We Are Neutral, the Bank measures its yearly operational footprint, which covers all of its Scope 1 and 2 emissions and a significant portion of its Scope 3 emissions. In collaboration with We are Neutral, the Bank annually invests in local, permanent, and verified projects to offset our emissions. Some of the offset projects we support include‍:
• Waste-to-energy facility (FL)
• Afforestation, reforestation,
revegetation (MS, MI, LA, IL)

NZBA

The Bank is proud to be a member of the Net Zero Banking Alliance (NZBA). The NZBA is a network of over 130 banks committed to financing the transition of the real economy to net-zero greenhouse gas emissions by 2050. Through its collective efforts, the NZBA aims to help finance climate action and mitigate the risks of climate change.
PCAF

Partnership for Carbon Accounting Financials (PCAF) is a global partnership of financial institutions that work together to develop, implement, and disclose the greenhouse gas (GHG) emissions associated with loans and investments. Using the PCAF framework, the Bank has made major strides towards measuring the emissions of our loan portfolio annually. To date, the Bank has successfully begun annual measurement of its mortgage and commercial real estate portfolios.
Race to Zero

Race to Zero is a global campaign rallying companies, cities, and regions to take rigorous and immediate action to halve global emissions by 2030 and deliver a healthier, fairer, net zero world. The Bank is one of the over 14,000 members to join the campaign and is committed to the overarching goal: swiftly and fairly reducing emissions across all scopes in accordance with the Paris Agreement, with transparent action plans and robust near-term targets.
Highlights of our 2024 Impact Report
Values-Based Lending
In 2024, we financed $210 million in mission-driven projects, turning everyday banking into real-world impact.
Certified B Corporation
We joined the Business Climate Finance Working Group, helping 45 B Corps align their finances with climate action.
Montgomery County Green Bank Partnership
Launched a subsidized solar lending program for residents in Montgomery County, MD, focusing on low-to-moderate income communities.
Nationwide Solar
Loan Platform

We have financed over 112 MW of solar energy systems and brought renewable energy to over 3,300 households*.
*As of 12/31/2024
Check out our Impact Reports today!

"It's time interest was fixed on the future.
Climate First Bank will sit at the heart of St. Pete by investing in local businesses and helping the environment."   -   Ken LaRoe, Esq., LEED AP
Founder, CEO & Chairman

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As the nation’s first climate-focused bank, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis.
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