Business Deposit Products

1. Annual Percentage Yield (“APY”) is accurate as of 11-19-2025. The interest rate on the account is 3.50% with an APY of 3.56%. Minimum balance to open and obtain APY is $50. The interest rate and APY may change, at any time, at the bank’s discretion. A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.

*Saving accounts are not eligible for Bill Payment or External Account-to-Account (A2A) transfers. To utilize these services, please open a related checking account.

2. Annual Percentage Yield (APY) of 4.26% is current as of 4-9-26 and is subject to change without notice. To qualify for the advertised APY, account holder must maintain their primary business checking relationship with Climate First Bank. Primary means the account is used for normal business operations, including receiving customer payments and paying payroll, vendors, and other operating expenses. If the Primary business checking relationship is not maintained, the account will earn 0.60% APY. Interest is compounded daily and credited monthly. $50.00 minimum deposit is required to open this account. E-statements are provided at no charge, and paper statements are available for a $10.00 monthly fee.