FDIC-Insured-Backed by the full faith and credit of the U.S. Government
FDIC-Insured-Backed by the full faith and credit of the U.S. Government
1. The interest rate is 3.74% with an annual percentage yield (APY) of 3.81%, accurate as of 10-01-2025 and subject to change. A minimum deposit of $50.00 is required to open the account. A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. E-statements are provided at no charge, and paper statements are available for a $10.00 monthly fee.
2. Account holder must maintain their primary business checking* relationship with Climate First bank to open this account and qualify** for the bonus rate. The interest rate is 4.65% with an annual percentage yield (APY) of 4.76%, accurate as of 10-01-2025 and subject to change. If the primary business checking requirement is not met, the rate and APY will be 0.60%. A minimum deposit of $50.00 is required to open the account E-statements are provided at no charge, and paper statements are available for a $10.00 monthly fee.
*Primary business checking account means the account used for normal business operations, including deposits of income, payment of employees, vendors, suppliers and operating expenses.
**Qualifying Checking Products: Founders business, NetZero Business, Business Checking with interest or an IOTA under the same ownership within the first 90 days.
