Financial Services for nonprofits

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banking that makes a difference

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Dedicated to Helping Nonprofits Thrive

Your choice of banks is one of the most important decisions your nonprofit can make—for impact and financial health. At Climate First Bank, our mission centers on empowering impact-driven organizations to thrive.

Align your financial practices with your values and benefit from exceptional service, highly competitive rates, and transparent, ethical banking.

Why Climate First Bank?

Use your finances as a force for good
Save money by ending unnecessary fees
  • All deposits support initiatives such as clean energy, affordable housing, and more
  • Exceptional service from experts invested in your success
  • Transparent terms
  • Ethical banking
  • Bank on your own terms knowing there are never hidden fees
  • No minimum balance
  • No statement fee
  • Highly competitive rates
  • New revenue stream opportunities​
  • Flexible loan options
  • Free wire transfers

Financial Solutions to Help Nonprofits Thrive

NetZero Business Checking1

  • $0 monthly service fees and no minimum balance required.
  • No transaction limits and free Positive Pay and ACH Originations.
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Business Money Market2

  • Earn 5.00% APY* on reserve funds held in your Money Market.
  • No monthly service fee, no minimum balance requirement.
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Contact a Nonprofit Banking Specialist Today!

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Banking That Builds A Better Future

We believe our customers deserve full transparency on how their deposits create change. From green loans to affordable housing and renewable energy, your banking powers real-world impact. See how your financial choices made a difference in 2024.
Values-Based Lending
In 2024, we financed $210 million in mission-driven projects, turning everyday banking into real-world impact.
Certified B Corporation
We joined the Business Climate Finance Working Group, helping 45 B Corps align their finances with climate action.
Montgomery County Green Bank Partnership
Launched a subsidized solar lending program for residents in Montgomery County, MD, focusing on low-to-moderate income communities.
Nationwide Solar
Loan Platform

We have financed over 112 MW of solar energy systems and brought renewable energy to over 3,300 households*.

1.Customer is responsible for cost of Remote Deposit Capture (RDC) machine and wire fees. $0 monthly fees if customer consents to receive electronic statements. 
2.To Qualify for the bonus money market rate, you must maintain your primary business checking relationship with Climate First Bank. A primary business checking account is defined as the account used for deposits, payroll, vendor payments, and operating expenses.  This account earns interest. The interest rate is 4.89% with an annual percentage yield (APY) of 5.00%, effective 09/15/2025. Rates subject to change. Interest begins to accrue on noncash deposits (e.g., checks) no later than the business day we receive credit. Interest is compounded daily and credited monthly.  Minimum deposit to open: $50.00. Paper statement fee: $10.00. If the primary business checking relationship is not maintained the rate will be 0.60% with an annual percentage yield of 0.60%.  

ARE YOU READY TO

BANK LIKE TOMORROW DEPENDS ON IT!

As the nation’s first climate-focused bank, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis.
Click below to open your account today!

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