1.Customer is responsible for cost of Remote Deposit Capture (RDC) machine and wire fees. $0 monthly fees if customer consents to receive electronic statements.
2.To Qualify for the bonus money market rate, you must maintain your primary business checking relationship with Climate First Bank. A primary business checking account is defined as the account used for deposits, payroll, vendor payments, and operating expenses. This account earns interest. The interest rate is 4.89% with an annual percentage yield (APY) of 5.00%, effective 09/15/2025. Rates subject to change. Interest begins to accrue on noncash deposits (e.g., checks) no later than the business day we receive credit. Interest is compounded daily and credited monthly. Minimum deposit to open: $50.00. Paper statement fee: $10.00. If the primary business checking relationship is not maintained the rate will be 0.60% with an annual percentage yield of 0.60%.
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As the nation’s first climate-focused bank, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis.
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