FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Our Products

Personal

Make a difference with each deposit you make. Climate First Bank offers a full-service portfolio of products, including dedicated personal loan options for solar and energy retrofits.

Business

Running a sustainable business has never been easier. From commercial loans to checking and savings products, Climate First Bank has a variety of personalized options for your business needs.

In This Together

We’re proud to join the movement of individuals, businesses, and nonprofits using our collective power to change the world. Learn how we’re partnering with B Lab, We are Neutral, Global Alliance for Banking on Values, and more.

Our Mission in Action

News

American Banker: These are the 2025 Best Banks to Work For

Blog

Take a (Virtual) Inside Look at Our Newly Renovated St. Petersburg Headquarters

Divest from fossil fuels and go solar!

Our solar loan process is straightforward and hassle-free. Enjoy quick approvals and competitive interest rates when you apply. No Dealer Fees!
Apply Now

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

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Impact Personal Checking

Earn 46x the national average* while making your money work for a better future!

Open a Checking Account
*Terms Apply. See how our Annual Percentage Yield (APY) compares to the national rates at https://www.fdic.gov/national-rates-and-rate-caps.
*Terms Apply. See how our Annual Percentage Yield (APY) compares to the national rates at https://www.fdic.gov/national-rates-and-rate-caps.

Business Money Market

Earn more while funding what matters. Grow your business savings with purpose.

Open a Business Money Market Account
*Terms Apply. APY is Annual Percentage Yield.
*Terms Apply. APY is Annual Percentage Yield.

Bank Like Tomorrow Depends on It

Put your money to work for climate and community - without sacrificing performance.

Full-service banking grounded in stewardship: transparent deposits, mission-aligned lending, disciplined risk management, and responsive human support.

Residential Mortgages and Re-financing

A mortgage you’ll feel good about.

Enjoy competitive rates, a streamlined digital process, and a team who puts your goals first - all while helping to drive impact.
Apply Online Today!
*NMLS #2169275. Loans subject to credit check and approval.

Solar Financing That Performs

Competitive payments, clear terms, fast approvals, and no dealer fees

Plus, every project directly supports emissions-reducing home upgrades.
Apply Online Today!
*Loans subject to credit check and approval.

In This Together

Together, we’re creating real impact. See how banking with Climate First helps you support people and the planet.

8,000+

households supported through our solar loan program

20,000+

customers nationwide making a positive impact

500+

employees made owners through our ESOP financing

Learn More About Our Impact

Banking Designed to Make a Difference

Explore our full suite of personal and business products — from impact‑driven checking to competitive savings, CDs, lending solutions, and solar financing. Every product is built to help you bank better while supporting people and the planet.

Personal Banking

Enjoy mission‑aligned banking with competitive accounts built for everyday life.

Business Banking

Power your operations with simple, transparent business banking.

Consumer Solar

Switch to clean energy with affordable, flexible solar financing.

Residential Mortgages

Solutions designed to help individuals and families purchase or refinance their homes with competitive financing and a straightforward lending process.

Nonprofit Banking

Providing nonprofit organizations with full-service banking solutions that help them manage finances, maintain transparency, and focus on advancing their mission.

Factoring & Asset-Based Lending

Access flexible financing by leveraging receivables, equipment, and inventory to unlock working capital that supports operations and business growth.

SBA Lending

SBA loan programs designed to help businesses access capital for expansion, acquisitions, real estate, equipment, and other long-term growth opportunities.

Project Energy Finance

Financing solutions that support renewable energy, energy efficiency, and sustainable infrastructure projects that move communities toward a cleaner future.

ESOP Banking

Financing solutions that help companies transition to employee ownership through Employee Stock Ownership Plans while supporting long-term business continuity.

Bank anywhere, anytime

Bank anytime, anywhere with Climate First Bank’s mobile app—secure, easy, and designed to help you manage your money on the go.

Download Our App

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