1. The interest rate is 4.25% with an annual percentage yield (APY) of 4.34%, accurate as of 10-01-2025. The interest rate will be in effect for 6 months and subject to change thereafter. A minimum opening deposit of $500.00 is required and must be maintained daily to earn the disclosed APY. No additional deposits allowed. No penalty for early withdrawals. The account matures in 6 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.

2. The interest rate is 2.87% with an annual percentage yield (APY) of 2.91%, accurate as of 10-01-2025. The interest rate will be in effect for 12 months and subject to change thereafter. A minimum opening deposit of $500.00 is required and must be maintained daily to earn the disclosed APY. No additional deposits allowed. No penalty for early withdrawals. The account matures in 12 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.

3. The interest rate is 2.65% with an annual percentage yield (APY) of 2.68%, accurate as of 10-01-2025 and subject to change. You may change the interest rate once during the term if the bank’s rate for the same term Flex CD increases. Withdrawals will reduce earnings. A minimum deposit of $500 is required to open the account. You may make additional deposits in increments of $100, up to one-half of the initial principal balance. You may make one withdrawal of up to one-half of the initial principal balance without penalty during the term. Your account will mature in 15 months. Withdrawals of principal before maturity are subject to a penalty of 90 days’ interest on amounts exceeding one-half of the initial principal balance and on any withdrawals after the first. If the funds are withdrawn within the first 90 days of account opening, the penalty may reduce principal. The rate in effect on the date of withdrawal will apply. You will have 10 days after maturity to withdraw funds without penalty. Unless withdrawn, the account will automatically renew to the bank’s standard 12-month CD at the rate in effect on the renewal date.