Checking

Regeneration Checking

Using finance to end the climate crisis in one generation.

$100 donation to Project Regeneration*

100% of interest earned on the account is donated to Project Regeneration

Free Regeneration checks

Pride Checking

The checking account dedicated to supporting the LGBTQ+ community.

$100 donation to LGBTQ+ nonprofit

Bank with your preferred name and pronouns

Interest bearing checking account

No minimum account balance

NetZero Checking

Good for your wallet, good for the planet.

Your every-day banking solution

No monthly service fee, no minimum balance requirement

Debit card with access to nationwide Presto and MoneyPass ATM Networks

Bank on the go with online banking, mobile banking, Apple Pay and Android Pay

Access to budget tools with Sphere Finance Manager

E-statements required or $5 for paper statement

savings

Super Savings

Get the latest and greatest rate for your savings.

2.75% APY* (terms apply)

$5 monthly service fee, waived with a daily minimum balance of $200

E-statements or $5 paper statements

Tax deductible contributions (contribution limits are set by the IRS)

HSA Debit Card

Online and Mobile Banking

Money Market

Higher interest potential for higher balances.

$15 monthly service fee, waived with a daily minimum balance of $5,000

E-Statements required or $5 for paper statements

Access to budget tools with Sphere Finance Manager

Minor Savings

It is never too early to start saving.

No monthly service fee

Must be 17 years or younger. Account must include parent and/or guardian

Online account opening only available for those 13-17 years of age

Health Savings Account

Save for health related expenses.

$2.50 monthly service charge, waived with a daily minimum balance of $1,000

E-Statements required or $5 for paper statements

Tax deductible contributions (contribution limits are set by the IRS)

HSA Debit Card

Online and Mobile Banking

Regular CD & IRA

Lock in your savings into a term of your choice for higher interest earnings.

Terms from 6 months to 60 months

Minimum opening deposit is $500

Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity

Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance

Please contact us or visit a branch to open an IRA account. IRAs cannot be opened on the online portal.

Flex CD

Earn CD interest with the flexibility that you need.

Make additional deposits in increments of $100 up to one-half of the initial principal balance

Make one withdrawal of up to one-half the initial principal balance without penalty during the original term

Increase the rate one time during the term if the bank’s rate increases

Minimum opening deposit $500

Interest is compounded daily and can be credited monthly, quarterly, or paid at maturity

Various terms available

features

Bill Pay

Pay a person, pay a bill, or pay yourself. Convenient, mobile, and easy.

Mobile Banking App

Bank anywhere, anytime. Available on Google Play and the Apple App Store.

Mobile Deposit

Still get paper checks? Deposit in less than 1 minute with mobile deposit.

E-Statements

We’re all about saving trees. View your banking statement online or on the app.

Alerts

Set reminders and alerts so you can focus on what’s important to you.

Finance Manager

Access to budget tools with Sphere Finance Manager.

ARE YOU READY?

divest from fossil fuels and go solar!

As the nation’s first climate-focused bank, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis.

APPLY NOW

banking that makes a difference