Your wallet has the power to help reverse climate change. Climate First Bank’s conscious way of banking will give you the tools to live a green life.
Interested in learning more? Please contact us at 727-335-0515 or info@climatefirstbank.com
Home Equity Line of Credit
Make energy efficient improvements, upgrades, and more.
- Up to 80% loan to value**
- Variable interest rates tied to WSJ Prime – as low as 5.00% APR**
- Up to 10 year term**
- Monthly interest only payments, balloon payment at maturity**
**Annual Percentage Rate (APR) is current as of June 16, 2022. Loan is subject to approval. The APR is variable, can change daily and is calculated as the Index (WSJ Prime Rate) plus a margin to be determined. The maximum APR is 18%. The current WSJ Prime Rate is 4.75%. The entire principal balance plus accrued interest is due at maturity. As an example, a $10,000 line of credit has 119 interest payments followed by one balloon payment of $10,042.47 at maturity, using an APR of 5.00%. The following are fees paid in connection with the loan: $150 doc prep fee/$100 Underwriting fee/$130-$150 finance charges for credit report and taxes and insurance monitoring fees/Appraisal, title, recording and third-party fees ranging from $400 – $4,000. A $50 annual fee applies. Homeowners Insurance is required; flood insurance is required where necessary.
- Unsecured:
- Revolving
- Interest only repayment, balance due at maturity
Electric or Hybrid Auto Loans
Minimize your carbon footprint by switching to electric!
- Up to 100% loan to value financing for new electric or hybrid vehicles**
- Terms up to 72 months**
- Fixed interest rate as low as 5.25%/5.52% APR**
**Annual Percentage Rate (APR) is current as of June 16, 2022. As an example, a $50,000 amount financed, has an APR of 5.52% using a 5.25% interest rate, with a monthly payment of $955.43 for 60 months.