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FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Our Business Offerings

Deposit Accounts

We have a variety of options to make sure that we can suit every need for your business. Climate First Bank strives to give you the tools to grow and thrive while making your mark on the planet.
NetZero Business Checking
Interest on Trust Accounts for attorneys
Super Savings
Business CDs
Money Market

Cash Management

Save time, improve cash flow, and streamline your operations with our cash management services. Contact us to learn more about how we can help.
Business Online and Mobile Banking. Read More
Business Bill Pay
ACH
Wires
Remote Deposit Capture
Positive Pay and ACH Fraud Filter

Commercial Lending

No matter the size of your business, our expert solutions and knowledgeable bankers are committed to helping you achieve your financial goals while saving the planet one transaction at a time.
Working Capital Lines of Credit
Owner Occupied Commercial Real Estate
Investor Commercial Real Estate
Construction
EV Charging Station Installation

SBA

SBA (Small Business Administration) loans are small business loans that are partially guaranteed by the SBA which assist lenders to make loans they might not otherwise be able to make.
SBA 7(a) and SBA 504 Loans
Business Acquisitions and Buyouts
Real Estate Lending
Renewable Energy

Features

Bill Pay

Pay a person, pay a bill, or pay yourself. Convenient, mobile, and easy.

Mobile Banking App

Bank anywhere, anytime. Available on Google Play and the Apple App Store.

Mobile Deposit

Still get paper checks? Deposit in less than 1 minute with mobile deposit.

E-Statements

We’re all about saving trees. View your banking statement online or on the app.

Alerts

Set reminders and alerts so you can focus on what’s important to you.

Finance Manager

Access to budget tools with Sphere Finance Manager.

Bank like tomorrow depends on it!

As the nation’s first climate-focused bank, Climate First Bank is a full-service community bank offering both personal and commercial banking services. We are proud to serve our communities as we work together to promote sustainability and reverse the climate crisis.
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Business Products

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Business Checking

$0 monthly service fees and no minimum balance required.
No monthly service fee and no minimum balance requirements
No transaction fees.

NetZero Business Checking

Built for Attorneys with industry expertise.
Requires operating account for related fees
Monthly interest to be deposited to Florida Bar Association.

Interest on Trust Accounts

Cash Management

Save time, improve cash flow, and streamline your operations with our cash management services. Contact us to learn more about how we can help.
  • Positive Pay and ACH Fraud Filter
  • Automated sweeps and Zero Balance Accounts
  • Direct Connect for Quicken and Quickbooks
  • Customized access for your staff and bookkeepers
Contact Us

Business Savings

3.81% APY* (terms apply)
$5 monthly service fee, waived with a daily minimum balance of $200
E-statements or $5 paper statements

Super Savings

Lock in your savings into a term of your choice for higher interest earnings.
Terms from 3 months to 60 months
Monthly interest to be deposited to Florida Bar Association.

Business CD

Earn CD interest with the flexibility that you need.
Make additional deposits in increments of $100 up to one-half the initial principal balance
Make one withdrawal of up to one-half of the initial principal with no penalty

Business Flex CD

Earn a bonus rate when your primary business banking relationship is with Climate First Bank.
Earn 4.76% APY* on reserve funds held in your Money Market.
Access your money whenever you want while still benefitting from a great rate.
No minimum balance or monthly service fees.

Business Money Market

Bank anywhere, anytime with business online banking

Convenient online and mobile banking from Climate First Bank gives you the power to run your business from the comfort of your desk at your office, at home, or anywhere you bring your laptop or mobile device! Click the button below to see a brief video and learn more about Climate First Bank Business Online Banking.
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