Becoming a physician requires years of rigorous education, relentless commitment, and often, a significant burden of student debt. Yet when it comes time to purchase a home, many medical professionals discover that traditional mortgage requirements don’t quite align with their unique financial journey.  

That’s where Climate First Bank steps in. As a leader in ethical and sustainable banking, we offer a specialized physician mortgage loan designed to meet the needs of doctors, dentists, and medical residents.  

Climate First Bank’s physician mortgage loans are revolutionizing the homebuying process for healthcare professionals who want to purchase a home without the traditional financing hurdles.  

Who Qualifies?  

These medical professional home loans are designed for:  

• Doctors (MD, DO) seeking doctor mortgage loans.  

• Dental professionals (DDS, DMD), including oral surgeons.  

• Podiatrists (DPM) are eligible for physician financing.  

• Veterinarians (DVM, VMD)

• Medical residents and fellows in training.  

Program Highlights That Make a Difference  

Climate First Bank understands the nuances of early medical careers: high student loan debt, limited savings, and a desire for stability. That’s why our physician loan program includes:  

• Flexible home financing options available for physicians – including low or no down payment programs

• No Private Mortgage Insurance (PMI) – Save money by skipping PMI  

• Loan amounts up to $2.5 million – Perfect for high-cost areas  

• Fixed Rate Mortgages – Long-term affordability and stability  

• Resident-Friendly Lending – Ideal for those in medical training

A physician mortgage loan with Climate First Bank is the ideal option for new doctors seeking to answer questions like, “How can I get a mortgage with student loans?” or “Are there home loan programs for physicians?”  

Why Choose Climate First Bank?  

Not only do we support physicians, Climate First Bank also supports communities and the environment. As a mission-driven bank committed to values-based banking, Climate First Bank combines financial empowerment with environmental responsibility. You’re not just buying a home; you’re investing in your future and a more sustainable world.

Ready to explore your homeownership options? Contact our mortgage specialists and take the first step today.

Climate First Bank NMLS #2169275. All loans subject to credit approval. Some restrictions may apply. Terms and conditions subject to change. Interest on loan amounts exceeding property value may not be tax deductible. Consult a tax advisor.  

*Applicants must be licensed healthcare providers in the U.S., with credentials in good standing and a minimum FICO score of 680.