FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Spot something new? Design refresh happening now—thanks for your support!
Click here to review a change that was made to our Funds Availability Policy on September 30, 2025.
Effective 11/13/2025, multi-factor authentication (MFA) will ONLY be supported through text message (SMS) or phone verification. These methods provide the most reliable and secure access for our customers. If you currently use a different verification option, you will be prompted to select one of the available methods via login by 11/13/2025. We appreciate your understanding as we continue strengthening the safety of your digital banking experience.

4.46% APY* Super Duper Savings

Low $50 opening deposit
No minimum balance
Open an account in less than 5 minutes
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4.01% APY* Impact Checking Account

Grow your money: Earn 4.01% APY*, on your balance!
Bank on your terms: Access your money whenever you want while still benefitting from a great rate.
Accessible banking: No monthly service fee, no minimum balance requirement.
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4.21% APY* Impact Money Market

‍Grow your money: Earn 4.21% APY*
Liquid Funds: Withdraw money whenever you need to, with no restrictions.
Flexible Savings: Add funds to your account whenever you want and earn a great rate on more of your money.
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4.76% APY* Business Money Market

Grow your money: Earn 4.76% APY* on reserve funds held in your Money Market.
Bank on your terms: Access your money whenever you want while still benefitting from a great rate.
Accessible banking: No monthly service fee, no minimum balance requirement.
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Our Products

Personal

Make a difference with each deposit you make. Climate First Bank offers a full-service portfolio of products, including dedicated personal loan options for solar and energy retrofits.

Deposit Options
Loan Options

Business

Running a sustainable business has never been easier. From commercial loans to checking and savings products, Climate First Bank has a variety of personalized options for your business needs.

Deposit Options
Loan Options

In This Together

We’re proud to join the movement of individuals, businesses, and nonprofits using our collective power to change the world. Learn how we’re partnering with B Lab, We are Neutral, Global Alliance for Banking on Values, and more

Our Impact
2024 Impact Report

Our Mission in Action

News

Florida Lender Hires Bankers to Target Going Public in Rare Bank IPO

Blog

Impact Banking for Mission-Driven Nonprofits: How the right financial partner can help amplify your impact and your profitability

Divest from fossil fuels and go solar!

Our solar loan process is straightforward and hassle-free. Enjoy quick approvals and competitive interest rates when you apply. No Dealer Fees!
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