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Earn an Amazing 5.34% APY1,2,3,4 on an Account of Your Choice

WE chose the rate, YOU choose the product!
Earn 5.34% APY1,2,3,4 on any of the products below...

Choice Personal Checking Account

Grow your money: Earn 5.34% APY¹, guaranteed until June 1, 2024!
Bank on your terms: Access your money whenever you want while still benefitting from a great rate.
Accessible banking: No monthly service fee, no minimum balance requirement.
Convenient cash withdrawal: Debit card with access to nationwide Presto and MoneyPass ATM Networks.

Apply for a personal checking account now!

Apply Now

Choice Personal Money Market

Grow your money: Earn 5.34% APY², guaranteed until June 1, 2024!
Liquid Funds: Withdraw money whenever you need to, with no restrictions.
Flexible Savings: Add funds to your account whenever you want and earn a great rate on more of your money.

Apply for a personal money market account now!

Apply Now

6-Month 5.34% APY3 CD

Benefit from a great rate: Earn 5.34% APY3, fixed for 6-months!
Access your money: No early withdrawal penalties. Access your money before the end of the term if you need it!
Low minimum opening deposit: Open your CD with as little as $500 making the benefits of a high interest CD accessible to all! 

Available for business and personal banking customers! Apply for a 6-month CD now!

Apply Now

15-Month 5.34% APY4 Flex CD

Increase rate: Increase the rate one time during the term if the Bank’s rate increases.
Grow your investment: Make additional deposits up to one-half of the initial principal balance.
Access your money quickly: Make one withdrawal of up to one-half of the initial principal balance.

Available for business and personal banking customers! Apply for an account now!

BusinessPErsonal
Choice Checking and Choice Money Market are available on personal bank accounts only, not available on business accounts.

1. To earn the published interest rate, in the first 90 days of account opening, there must be a total direct deposit of at least $1,000. Failure to set up a recurring direct deposit within 90 days of account opening will cause the account to revert to a non-interest earning account. Your account is set up to provide monthly E-Statements. A monthly $5.00 paper statement fee will be assessed should you choose to receive a paper statement. The interest rate on the account is 5.21% with an annual percentage yield of 5.34%. Interest Rate and Annual Percentage Yield (APY) are current as of 09-12-2023. The promotional rate is guaranteed until June 01, 2024, after that time the interest rate and annual percentage yield may change. You must deposit $50.00 to open this account. There is no minimum balance required to qualify for interest. Fees may reduce earnings. New money only**.

2. You must deposit$50,000.00 to open this account. The interest rate paid on the entire balance in the account will be 5.21% with an annual percentage yield of 5.34%. Interest Rate and Annual Percentage Yield (APY) are current as of 09-13-2023. The promotional rate is guaranteed until June 01, 2024, after that time the interest rate and annual percentage yield may change. A monthly service charge of $15.00 will be assessed if the daily minimum balance falls below $5,000.00. A monthly $5.00paper statement fee will be assessed should you choose to receive a paper statement. New money only**.

3. The interest rate on the account is 5.21% with an Annual Percentage Yield (APY) of 5.34%. APY and interest rate are accurate as of December 01, 2023. The interest rate and APY will not change for the term of the account. $500 minimum opening deposit and $500 minimum balance required. The interest rate will be in effect for 6 months, after this time the interest rate and APY are subject to change. Withdrawals will reduce earnings. New money only**. Fees may reduce earnings.

4. The interest rate on the account is 5.21% with an annual percentage yield (APY) of 5.34%. APY and interest rate are accurate as of 9-8-2023. The interest rate and APY are accurate as of 09-8-2023. The interest rate and APY may be changed by the Accountholder after the account has been opened. Account holder may make additional deposits in increments of $100.00 up to one-half of the initial principal balance. Account holder may make one withdrawal of up to one-half the initial principal balance without penalty, this applies only after the first 7 days of making a deposit. There will be penalties for subsequent withdrawals. Account holder must deposit $500 to open this account and balance must be $500 to qualify for APY. Withdrawals will reduce earnings. New money only**.

**All accounts are only eligible for new money only. New Money is defined as deposits and investments not previously held by Climate First Bank. Fees may reduce earnings.