Climate First Bank Logo

Earn an Amazing 4.72% APY1,2 on an Account of Your Choice

WE chose the rate, YOU choose the product!
Earn 4.72% APY1,2 on any of the products below...

Choice Personal Checking Account

Grow your money: Earn 4.72% APY¹ on your balance!
Bank on your terms: Access your money whenever you want while still benefitting from a great rate.
Accessible banking: No monthly service fee, no minimum balance requirement.
Convenient cash withdrawal: Debit card with access to nationwide ATM Networks.

Apply for a personal checking account now!

Apply Now

Choice Personal Money Market

Grow your money: Earn 4.72% APY²
Liquid Funds: Withdraw money whenever you need to, with no restrictions.
Flexible Savings: Add funds to your account whenever you want and earn a great rate on more of your money.

Apply for a personal money market account now!

Apply Now
Choice Checking and Choice Money Market are available on personal bank accounts only, not available on business accounts.

1. To earn the published interest rate, in the first 90 days of account opening, a monthly recurring direct deposit of $500 or more must be established. Failure to set up a recurring direct deposit within 90 days of account opening will cause the account to revert to a non-interest earning account. Your account is set up to provide monthly E-Statements. A monthly $5.00 paper statement fee will be assessed should you choose to receive a paper statement. The interest rate on the account is 4.61% with an annual percentage yield of 4.72%. Interest Rate and Annual Percentage Yield (APY) are current as of 09-06-2024, the interest rate and annual percentage yield may change. You must deposit $50.00 to open this account. There is no minimum balance required to qualify for interest. Fees may reduce earnings. New money only**.

2. If the daily balance is more than $49,999.99, but less than $9,999,999.01, the interest rate paid on the entire balance in the account will be 4.61% with an annual percentage yield of 4.72%. If balance falls below $49,999.99, the interest rate paid on the entire balance in the account will be 0.05% and the annual percentage yield will be 0.05%. Interest Rate and APY are current as of 09-06-2024. The interest rate and annual percentage yield are subject to change.

** New Money is defined as deposits and investments not previously held by Climate First Bank.