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August 5, 2026
When most people think about reducing their carbon footprint, they think about driving an electric vehicle, installing solar panels, recycling more, or conserving energy at home. Those actions matter. But there is another powerful climate decision hiding in plain sight—where you choose to bank.
For decades, consumers have asked a simple question: Can my money do more than just sit in an account?
Today, the answer is yes.
At Climate First Bank, we believe banking should be more than a transaction. It should be a tool for creating positive change, supporting thriving communities, and accelerating solutions to the climate crisis. By choosing Climate First Bank, customers can create a positive impact with their money through competitive banking products, including high-yield checking and savings options.
Every bank uses customer deposits to finance loans and investments. The real question is: what are those dollars funding?
When you deposit money into a bank, you are helping provide capital that can be deployed into businesses, infrastructure, housing, energy projects, and community development initiatives. Banking is not neutral. Every deposit supports an economic future.
Nearly everyone has a bank account, which makes banking one of the most accessible climate actions available today. While choices like transportation, energy use, and consumption habits matter, where people keep their money can also influence a greener future.
That is why consumers are looking for more from their financial institutions. They are looking beyond traditional banking features and asking deeper questions about values, transparency, and impact. For consumers seeking a clearer understanding of what their money supports, green banking offers a simple way to align their finances with their values.
Climate First Bank is transforming the traditional relationship between consumers and financial institutions. Rather than simply maximizing profits, we intentionally direct capital toward projects and organizations that create measurable positive outcomes.
Banking with Climate First Bank helps people put their money to work in three ways:
You may have heard that green banks are a thing of the past, but Climate First Bank is changing that narrative by proving that you can do well and do good without compromising performance for your money.
At Climate First Bank, we're building a new standard of banking. Climate First Bank has been recognized as the fastest-growing new bank in America since 2009 while maintaining an unwavering commitment to environmental and social impact. We are a Certified B Corporation, a member of 1% for the Planet, a Global Alliance for Banking on Values member, and have operated as a net-zero organization since opening our doors. Learn more about our commitments on our impact page.
Understanding the power of green banking naturally leads to another question: If I move my money to a climate-focused bank, how can I see the impact of my money in a meaningful way?
That is why Climate First Bank launched the Deposit Impact Calculator, a tool that helps people better understand how their deposits contribute to financing real-world climate solutions.
With this tool, customers can explore how their deposits contribute to a lower carbon footprint compared to Wall Street banks, translating their impact into everyday comparisons such as U.S. forest preservation and the emissions associated with driving a gasoline-powered vehicle.
By showing the real-world outcomes associated with your deposits, the Deposit Impact Calculator helps you see how your money can create measurable progress for people and the planet.
Seeing your potential impact is a powerful first step. Impact Checking takes you one step further, giving you an easy way to put your values into action through your everyday banking.
Impact Checking was designed around a simple but powerful idea: your checking account should help you earn a competitive return while supporting the causes you care about.
With qualifying direct deposits, customers can earn a highly competitive annual percentage yield (APY) on checking balances while also directing a Climate First Bank-funded donation to an approved nonprofit partner. It is a simple way to align daily banking with personal values—without giving up the convenience, access, and return customers expect from a modern checking account. Learn more about Impact Checking.
What is your money doing when you are not using it?
For a growing number of people, that question is becoming just as important as the rate they earn. Every deposit is a choice about the kind of future we help create.
When deposits support climate solutions, nonprofits, affordable housing, renewable energy, and sustainable growth, banking becomes more than a place to store money—it becomes a force for good. By choosing Climate First Bank, you can align your everyday banking with your values and help turn ordinary deposits into extraordinary impact.
About Climate First Bank
Climate First Bank is the world's first FDIC-insured digital community bank founded to combat the climate crisis. The Bank is a Certified B Corporation, a member of 1% for the Planet, a member of the Global Alliance for Banking on Values and has been recognized as the fastest-growing new bank in America since 2009.
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